Portfolio, tax, retirement, and estate.
One workspace.
Built for
QuantRidge is wealth-planning software for self-directed investors and the advisory firms that serve them. Flat monthly subscription, read-only account connections, and you keep custody of every asset.
Founding 5 — $150/month for 12 months, then $175 · Only 5 spots · Cancel anytime · Never a percentage of your assets
Two ways in
The same platform, priced and packaged for how you actually use it — whether you manage your own money or manage it for other people.
Self-directed investors and pre-retirees
One record for every account, so the things that only show up across accounts — cross-account wash sales, stale beneficiaries, real concentration — actually surface.
- Every account in one portfolio view, with drift and concentration alerts
- Tax lots, harvesting candidates, and wash-sale warnings before you repurchase
- Retirement projections, Monte Carlo, and withdrawal sequencing
- Estate, beneficiary, and document vault in the same place
$175/month flat
Founding 5: $150/mo for 12 months · 14-day free trial
Firms, CPAs, and estate attorneys
An analytics and tax layer under the advice you already give. QuantRidge is software — it takes no custody, places no trades, and gives no advice, so it complements your practice rather than competing with it.
- Multi-client workspaces with household grouping and book-wide analytics
- Cross-client scanning — every harvestable loss or Roth window in one pass
- Roles, permissions, and a firm-wide audit trail
- Meeting prep packets, co-branded client reports, and household roll-ups
$1,000/month + $450/seat
Founding 50 firms: $750/mo + $350/seat, locked for the life of the subscription
QuantRidge is software, not a Registered Investment Adviser, broker-dealer, or custodian. It does not place trades, hold assets, or give personalized investment, tax, or legal advice. Read the full disclosure.
What's included — and what we can't do
Two of these are zeros on purpose. We never take a percentage of your assets, and we can never place a trade in your account.
Wealth management shouldn't cost more every year just because you saved more. Yet that's exactly what a 1% AUM fee does.
Meanwhile your accounts sit in five places, your tax picture is a year-end scramble, and nobody — including your family — can see the whole plan in one place.
QuantRidge organizes all of it — for a flat fee that never grows with your balance.
Your money doesn't start over
every decade. Neither should your software.
Most people rebuild their financial life from scratch at every milestone — new app for budgeting, another for investing, a spreadsheet for retirement, a shoebox for the estate documents. QuantRidge is one continuous record, from your first paycheck to the legacy you leave.
Building the base
First real paycheck, first portfolio"Am I even doing this right?"
Cash flow, emergency fund, and your first holdings — tracked from day one.
Life gets expensive
Home, marriage, kids, 529 plans"Can we afford this house and still retire?"
Model the house, the education savings, and the trade-offs before you commit.
Complexity compounds
Equity comp, growing net worth, first estate documents"My financial life is spread across ten places."
RSUs, property, and investments in one net worth picture — with documents secured.
Peak earning, peak tax
Catch-up contributions, asset location, Roth questions"Am I leaving money on the table at tax time?"
Tax strategy — not tax filing. See the multi-decade impact before you decide.
The transition
Retirement date, Social Security timing, withdrawal order"What if the market crashes the year I retire?"
Sequence-of-returns stress testing and withdrawal sequencing — the risk that ends retirements early.
Legacy
RMDs, wealth transfer, the plan your family inherits"Will my family understand any of this without me?"
Beneficiaries, trusts, and every document organized so nothing is lost in translation.
One subscription covers every stage. No new tool to learn when your life changes — and no percentage of your assets taken along the way.
Who it's for — and how you'll feel
Whether you're planning your own retirement or managing a book of client households — the shift is from scattered and anxious to organized and in control.
A complete wealth plan. One flat fee.
Retirement, taxes, and estate planning in one workspace — the three things a 1% advisor fee is supposed to cover.
Retirement & Income Planning
Know your number, your withdrawal order, and what happens in a bad market — modeled across 401(k), IRA, Roth, and taxable accounts, decades before you need the answer.
Tax & Risk Optimization
Sleep better knowing wash-sales are flagged, harvesting opportunities surface automatically, and concentration risk never sneaks up on you — with CPA-ready exports at year-end.
Estate, Legacy & Documents
Beneficiaries, fiduciaries, trusts, and every important document encrypted in one place — so your plan is clear to your family and your attorney, not buried in a filing cabinet.
How it works
From brokerage connection to tax-optimized portfolio in three steps.
Bring everything into one place
Link accounts read-only with bank-level encryption, import manually via CSV, or onboard RIA client books. Supports Fidelity, Schwab, Robinhood, Interactive Brokers, and 100+ more.
Build your retirement & estate plan
Model retirement income, withdrawal sequencing, and stress scenarios — then organize beneficiaries, fiduciaries, and every important document in one encrypted vault.
Optimize taxes and keep the fee
Tax Helper surfaces wash-sale violations, harvesting opportunities, and concentration risk, with CPA-ready exports — all for a flat monthly fee instead of a percentage of your assets.
AI that actually understands finance
Four specialized AI agents — not a generic chatbot. Each one trained on the workflows you actually need for your portfolio.
AI Analyst
Ask any finance question in plain English. Get research, comps, and model assumptions — instantly.
Example prompt
"Summarize Q3 earnings risk for my top 5 positions"
Filing Research Agent
Upload a 10-K, earnings transcript, or annual report. Get a structured summary with red flags in minutes.
Example prompt
"Identify revenue quality risks in this 10-K filing"
Good advisors earn their fee as an accountability partner— not a stock picker.
The costliest financial mistakes are behavioral: panic-selling a drawdown, letting one winner quietly become a quarter of your net worth, missing the year-end harvest window, drifting off your savings rate for three years without noticing.
QuantRidge watches for those moments continuously — wash-sale violations, concentration drift, goal shortfalls, and spending trends — and surfaces them while you can still act. That's the discipline layer, without the 1% retainer.
Wash-sale risk
Selling this lot at a loss would be disallowed — you repurchased 12 days ago.
Illustrative examples — not live data.
Bank-level security for your portfolio
Your brokerage connections are read-only and encrypted. We maintain full audit trails and follow compliance best practices — so your financial data stays yours.
- AES-256 encryption at rest and in transit
- Secure document vault — statements, tax filings & estate documents in one encrypted place
- Infrastructure from SOC 2– and ISO-certified subprocessors
- Read-only brokerage connections — your credentials stay with your broker
- Full audit trail for every action
- GDPR- and CCPA-aligned data handling practices
Why pay a percentage of your net worth, every year, forever?
A traditional advisor charging 1% AUM on a $1,000,000 portfolio costs $10,000 a year — and that number climbs every year your balance grows. QuantRidge charges a flat rate instead.
$500K portfolio
$1M portfolio
$2M portfolio
QuantRidge Individual shown at list price ($175/mo = $2,100/yr) — Founding 5 pricing is $150/mo ($1,800/yr) for the first 12 months, then list — and never changes as your balance grows.
Clarity and control — from $175/month, not 1% of your assets
One organized view of your portfolio, AI research on demand, and tax-aware alerts — so you invest with confidence, not guesswork. A flat monthly fee instead of a 1% AUM advisor fee that grows with your balance. 14-day free trial included; the limited Founding 5 offer is $150/month for 12 months, then $175.
Cancel anytime. No hidden fees.
Built for serious investors
Real workflows — and the confidence that comes with them.
Trade with empowered clarity
Before you chase the next hot ticker, AI scores earnings risk, surfaces 10-K red flags, and sets concentration boundaries — so you move fast without the uneducated mistakes that cost new investors dearly.
Stop paying 1% a year for a plan you can own
Join the investors, retirees, and advisory firms running retirement, tax, and estate planning on QuantRidge — one flat subscription, never a percentage of your assets.
Questions? We've got answers
Everything you need to know about QuantRidge