What can QuantRidge do for you?

Every linked account and manual holding rolled into a single net-worth and allocation view.

Connect accounts read-only so positions sync without granting trading authority.

Bring in holdings, cost basis, and transactions from brokers that you would rather not link.

Taxable, IRA, Roth, 401(k), HSA, and custodial accounts consolidated with per-account detail preserved.

See which positions, sectors, and time periods actually produced your return.

Compare against a benchmark you choose across custom time windows, not just calendar year-to-date.

Separate market performance from the effect of your own deposits and withdrawals.

Equity, fixed income, cash, real assets, and alternatives with target-versus-actual drift.

Understand where your money actually sits once fund holdings are looked through.

Flags single-name, single-sector, and employer-stock concentration before it becomes the whole plan.

Spot holdings that move together and are quietly the same bet.

Historical volatility, maximum drawdown, and recovery time on your actual portfolio.

Value, growth, size, quality, and momentum tilts across the whole book.

Model a rebalance and see the tax consequence before you place a single trade.

Projected and realized income, payment calendar, and yield on cost.

Total blended cost of the funds you hold, surfaced in dollars rather than basis points.

Idle cash across accounts, with the return it is currently not earning.

Track thesis names alongside price, valuation, and news context in one place.

Look back at what the portfolio was on any past date, not just what it is today.

Assets, liabilities, and net worth trended over time across every account you track.

Turns a position into a structured brief: business, drivers, risks, and what would change the thesis.

Pulls market context, competitive landscape, and recent developments on names you follow.

Reads 10-K, 10-Q, and 8-K filings and surfaces what changed since the last one.

Reviews positions for tax-lot consequences and risk concentration before you act.

Model-generated signals on your positions with the reasoning shown, never a black box.

Long-form, sourced analysis on a single security when a summary is not enough.

Key numbers, guidance changes, and management tone condensed to a page.

Relevant news filtered to what you actually own, not an undifferentiated firehose.

Ask questions about your own portfolio and get answers grounded in your positions.

Discounted cash flow with editable assumptions and saved scenarios.

Build and save comp sets with multiples that update as data does.

Filter for margin, balance-sheet, and return-on-capital characteristics you define.

Distribution of outcomes across thousands of paths rather than one tidy projection.

Momentum, moving averages, and volume context for timing decisions you are already making.

Revisit what you believed six months ago and see how the thesis has aged.

AI output points back to the filing or data behind it so it can be checked.

Take your models and notes out as files for your own records or your CPA.

Every lot, acquisition date, and cost basis tracked across all linked accounts.

Know exactly which lots cross the long-term line and when.

Surfaces positions with harvestable losses and the offset they would produce.

Warns before a repurchase disallows the loss you just harvested, across accounts.

Running year-to-date realized position so December holds no surprises.

Projected tax owed on realized activity as the year progresses.

Model conversion amounts against bracket thresholds across multiple years.

See how close a decision puts you to the next bracket, IRMAA tier, or surtax.

Identify room for 0% long-term capital gains harvesting in low-income years.

Which holdings belong in taxable versus tax-deferred versus Roth accounts.

Order of withdrawals across account types to reduce lifetime tax, not just this year.

Compare cash gifts against donating appreciated shares.

Model QCDs against RMD obligations once eligible.

Compare taxable and tax-free yields at your actual marginal rate.

Hand your accountant a clean file instead of a shoebox of brokerage PDFs.

Look several years forward so this year is optimized against the ones after it.

Factors state-level treatment into planning where it materially changes the answer.

Where the current plan lands, and what closes the gap if it falls short.

Thousands of market paths instead of one straight-line assumption.

Model a bad first five years of retirement, the risk averages hide.

Tests withdrawal rates against your own allocation and time horizon, not a rule of thumb.

Which account funds which year, coordinated with tax brackets.

Compare claiming ages and break-even points, including spousal considerations.

Project RMDs ahead of time so they do not detonate a tax bracket.

Model lump sum versus lifetime income and survivor elections.

Premiums, IRMAA surcharges, and the gap years before Medicare eligibility.

Test what a multi-year care event does to the plan.

Size the cash and short-bond sleeve that keeps you from selling into a drawdown.

See how the plan holds up at different sustained inflation rates.

Fund the years before penalty-free access, including 72(t) considerations.

Model working less rather than stopping entirely.

Track actual retirement spending against the plan and adjust while it still matters.

What the plan looks like for the surviving spouse, including the filing-status change.

Every account beneficiary in one place, with mismatches against your intent flagged.

Catches the stale designation from three jobs ago before it decides who inherits.

Executors, trustees, powers of attorney, healthcare proxies, and guardians documented in one record.

Track trusts, what is titled into them, and what is still sitting outside.

See how each asset is titled and where probate exposure remains.

Life, disability, umbrella, and long-term care policies with coverage and owner details.

Rough federal and state estate tax exposure at current values and projections.

Annual exclusion and lifetime exemption gifting modeled over time.

Document what you want to happen so it does not live only in one person's memory.

Wills, trusts, deeds, policies, tax filings, and statements encrypted in one place.

Find the 2019 trust amendment without opening eleven folders.

Prompts for policies, term coverage, and documents that need review.

One organized packet instead of a two-hour intake meeting billed hourly.

Structured record of what a spouse or executor would need to find and act.

Primary residence and investment property values tracked inside net worth.

Payoff timelines, extra-payment scenarios, and total interest cost.

Whether the rate change actually pays for the closing costs.

Income, expenses, cap rate, and cash-on-cash return per property.

What is genuinely affordable against income, debt, and the rest of the plan.

Full-cost comparison including opportunity cost of the down payment.

How much of your net worth is one illiquid asset in one zip code.

Model incentive stock option exercises and the alternative minimum tax consequence.

Ordinary income impact and withholding for non-qualified options.

Vesting calendar, income recognition, and whether withholding actually covers the bill.

Model the election decision before the 30-day window closes.

Structured diversification plan for the position your paycheck already depends on.

Track QSBS holding periods and potential exclusion eligibility.

Model distribution elections and the tax year they land in.

Income and spending trended over time, not categorized into oblivion.

The single number that predicts most of the outcome, tracked honestly.

Target reserve based on your actual fixed costs and income stability.

Avalanche versus snowball with real interest cost and payoff dates.

Compare repayment approaches and the total cost of each.

Every goal shows whether it is on track, at risk, or short.

Project cost and funding by child and by year.

Model a house, a car, or a sabbatical against the rest of the plan.

What consistent contributions actually become over decades.

Nine calculators available on the site with no account required.

Estimate life and disability coverage gaps against obligations.

Notifies when a single position quietly grows into an outsized risk.

Tells you when the portfolio has wandered from its target bands.

Flags the window where a loss is worth harvesting before it closes.

Warns before the repurchase, not after the disallowance.

Early warning when a goal drifts off track while it can still be fixed.

Flags sustained spending changes that quietly reprice the retirement plan.

Set your own triggers on positions and metrics you care about.

Know what is coming for the names you hold.

IRA, HSA, and 401(k) deadlines before they pass rather than after.

Structured yearly review so the plan does not silently go stale.

Assemble the sections you want into one document.

Clean, presentable reports for meetings, lenders, or your own records.

Positions, lots, transactions, and projections out as spreadsheets.

A single organized handoff at tax time instead of a scavenger hunt.

Estate documentation packaged the way counsel wants to receive it.

Monthly or quarterly reports generated on a schedule.

Take everything with you, whenever you want, including on the way out.

A record of what changed, when, and by whom.

Firm branding on client-facing output.

Report across an entire household rather than account by account.

Every client in one console with fast switching between books.

Group related accounts and family members into a single household view.

Aggregate exposure, risk, and performance across every client at once.

Find every client with a harvestable loss or a Roth conversion window in one pass.

Control who can see and change what, down to the client level.

Add and remove advisor seats as headcount changes.

Compliance-friendly record of activity across the team.

Guided import of an existing book during implementation.

Move a whole book of business without hand-entering it.

Encrypted document storage organized per client household.

Generate a review packet for an upcoming client meeting.

Analyze a prospect's current portfolio and show what changes.

Show prospects the real cost of what they are paying today.

A real person who knows your firm rather than a queue.

A one-time, flat-fee implementation that gets the firm actually running.

Eligible for a listing in the flat-fee, self-serve partner directory.

Your data is encrypted on the wire and on disk.

Linked accounts cannot be traded from QuantRidge. There is no trading authority to abuse.

Your money stays at your brokerage or custodian. QuantRidge never holds it.

Second-factor login on every account.

See active sessions and revoke the ones you do not recognize.

Decide exactly what a spouse, CPA, or advisor can see.

Your financial data is not a product sold to third parties.

A published DPA for firms that need one on file.

Clear rules for what is kept and what is removed after closure.

Written limits on how AI features are used and what they will not do.