QuantRidge vs Copilot Money
Budgeting and spending tracking, strongest on Apple devices.
What each one is for
Day-to-day spending on an iPhone. The categorisation learns well and the app is among the best-designed in personal finance.
Running a taxable portfolio with the tax consequences attached — cost basis across every account, wash-sale warnings before the repurchase, harvestable losses, Roth conversion room against bracket thresholds, and a Form 8949 your preparer can file from.
Choose Copilot Money if
You live in the Apple ecosystem and want spending tracking that feels effortless.
We would rather say that here than have you find it out a month after subscribing to the wrong thing.
Where QuantRidge differs
Copilot is a spending app. QuantRidge is a portfolio and tax platform. Someone with a serious taxable account usually ends up wanting both.
The thing Copilot Money cannot offer
Copilot is a design-led spending app, and the polish is the point — the narrowness is what lets it feel that good. Widening it into portfolio tax work would cost the thing people actually pay for.
QuantRidge is small enough that one person's problem can become a feature. The Founding 50 is built around exactly that: 50 accounts at $40/month for 12 months, in exchange for telling us what is missing. We build it and you watch it ship. Month 13 renews at $175, which we would rather say here than in a footnote.
Questions people ask
Is QuantRidge a replacement for Copilot Money?
Not always, and this page says where it is not. You live in the Apple ecosystem and want spending tracking that feels effortless. If that describes you, Copilot Money is the better choice and plenty of people run both.
What does QuantRidge cost?
$175 a month for individuals, flat, with a 14-day free trial and no percentage of your assets. A limited Founding 50 offer is open: the next 50 approved accounts pay $40/month for 12 months, then renew at the $175 list price.
Can I run QuantRidge and Copilot Money together?
Yes, and for some people that is the right setup rather than a compromise. What Copilot Money is for: Day-to-day spending on an iPhone. The categorisation learns well and the app is among the best-designed in personal finance. QuantRidge connects to brokerages read-only and does not touch anything Copilot Money is doing, so running both costs you nothing beyond the second subscription.
Does QuantRidge manage my money?
No. QuantRidge is software, not a Registered Investment Adviser, broker or custodian. Brokerage connections are read-only — it can see positions and transactions but cannot trade or move money. Your money stays where it is.
Also compared with
Copilot Money is a trademark of its owner and is not affiliated with QuantRidge. This comparison reflects our understanding as of the date above; confirm anything decisive on their site. Nothing here is investment, tax or legal advice.