QuantRidge vs Empower Personal Dashboard
A free net-worth and portfolio dashboard, formerly Personal Capital, run by a wealth-management firm.
What each one is for
Seeing everything you own in one place for nothing. The retirement planner and the fee analyser are genuinely good, and for a lot of people a free dashboard that links every account is all they ever needed.
Running a taxable portfolio with the tax consequences attached — cost basis across every account, wash-sale warnings before the repurchase, harvestable losses, Roth conversion room against bracket thresholds, and a Form 8949 your preparer can file from.
On pricing: Free dashboard; the advisory service it feeds charges a percentage of assets.
Choose Empower Personal Dashboard if
You want a single free view of your net worth and you are comfortable with the business model — the dashboard is the front end of an advisory business, so expect to hear from an adviser.
We would rather say that here than have you find it out a month after subscribing to the wrong thing.
Where QuantRidge differs
The dashboard is free because it is customer acquisition for a service that charges a percentage of your assets. QuantRidge charges a flat subscription and manages nothing, so there is no second conversation and no incentive for the software to route you anywhere.
The thing Empower Personal Dashboard cannot offer
The dashboard is free because it earns its keep by starting adviser conversations. That makes the roadmap answerable to the advisory business rather than to dashboard users, and a feature whose effect is that you never need to call an adviser is a hard one to prioritise there.
QuantRidge is small enough that one person's problem can become a feature. The Founding 50 is built around exactly that: 50 accounts at $40/month for 12 months, in exchange for telling us what is missing. We build it and you watch it ship. Month 13 renews at $175, which we would rather say here than in a footnote.
Questions people ask
Is QuantRidge a replacement for Empower Personal Dashboard?
Not always, and this page says where it is not. You want a single free view of your net worth and you are comfortable with the business model — the dashboard is the front end of an advisory business, so expect to hear from an adviser. If that describes you, Empower Personal Dashboard is the better choice and plenty of people run both.
What does QuantRidge cost?
$175 a month for individuals, flat, with a 14-day free trial and no percentage of your assets. A limited Founding 50 offer is open: the next 50 approved accounts pay $40/month for 12 months, then renew at the $175 list price.
Can I run QuantRidge and Empower Personal Dashboard together?
Yes, and for some people that is the right setup rather than a compromise. What Empower Personal Dashboard is for: Seeing everything you own in one place for nothing. The retirement planner and the fee analyser are genuinely good, and for a lot of people a free dashboard that links every account is all they ever needed. QuantRidge connects to brokerages read-only and does not touch anything Empower Personal Dashboard is doing, so running both costs you nothing beyond the second subscription.
Does QuantRidge manage my money?
No. QuantRidge is software, not a Registered Investment Adviser, broker or custodian. Brokerage connections are read-only — it can see positions and transactions but cannot trade or move money. Your money stays where it is.
Also compared with
Empower Personal Dashboard is a trademark of its owner and is not affiliated with QuantRidge. This comparison reflects our understanding as of the date above; confirm anything decisive on their site. Nothing here is investment, tax or legal advice.