QuantRidge vs Facet
Flat-fee financial planning with a dedicated human adviser.
What each one is for
Wanting a real planner without a percentage-of-assets fee. Facet is one of the better answers to that, and a human who knows your situation does things no software does.
Running a taxable portfolio with the tax consequences attached — cost basis across every account, wash-sale warnings before the repurchase, harvestable losses, Roth conversion room against bracket thresholds, and a Form 8949 your preparer can file from.
On pricing: Flat annual membership, typically in the thousands depending on complexity.
Choose Facet if
You want advice from a person and would rather pay a flat fee than a percentage.
We would rather say that here than have you find it out a month after subscribing to the wrong thing.
Where QuantRidge differs
Facet sells a relationship; QuantRidge sells tooling. Many people want both, and we say plainly that software does not replace an adviser — it replaces paying a percentage of everything you own for access to institutional-grade tools.
The thing Facet cannot offer
At Facet the planner is the product and the software exists to support the conversation. So the honest comparison is not software-to-software: if you want a human accountable for the decision, that is a different purchase, and sometimes the right one.
QuantRidge is small enough that one person's problem can become a feature. The Founding 50 is built around exactly that: 50 accounts at $40/month for 12 months, in exchange for telling us what is missing. We build it and you watch it ship. Month 13 renews at $175, which we would rather say here than in a footnote.
Questions people ask
Is QuantRidge a replacement for Facet?
Not always, and this page says where it is not. You want advice from a person and would rather pay a flat fee than a percentage. If that describes you, Facet is the better choice and plenty of people run both.
What does QuantRidge cost?
$175 a month for individuals, flat, with a 14-day free trial and no percentage of your assets. A limited Founding 50 offer is open: the next 50 approved accounts pay $40/month for 12 months, then renew at the $175 list price.
Can I run QuantRidge and Facet together?
Yes, and for some people that is the right setup rather than a compromise. What Facet is for: Wanting a real planner without a percentage-of-assets fee. Facet is one of the better answers to that, and a human who knows your situation does things no software does. QuantRidge connects to brokerages read-only and does not touch anything Facet is doing, so running both costs you nothing beyond the second subscription.
Does QuantRidge manage my money?
No. QuantRidge is software, not a Registered Investment Adviser, broker or custodian. Brokerage connections are read-only — it can see positions and transactions but cannot trade or move money. Your money stays where it is.
Also compared with
Facet is a trademark of its owner and is not affiliated with QuantRidge. This comparison reflects our understanding as of the date above; confirm anything decisive on their site. Nothing here is investment, tax or legal advice.